Plot A1
Is StarlineLend a lender?
No. StarlineLend is not a lender or a broker. We pass your request to lenders in our network, and any loan offer, rate and decision comes from the lender.
StarlineLend
Loan request
Tell us the gap you need to close
- Loan range
- $100 to $5,000
- As soon as, if approved
- Next business day
- To request
- Free
Sent over an encrypted connection. Checking your options won't affect your credit score.
Still up doing the math
Request $100 to $5,000
One free request to lenders in our network. Funds as soon as the next business day, if approved. StarlineLend is not a lender, and you owe nothing for asking.
- Free to request
- Encrypted connection
- All credit types considered
The idea
One request joins the dots between you and the lenders in our network, so you stop starting over on every site at midnight
One formYour details go in once, not on site after site.
One lineIt runs from you, through us, to lenders. Nothing is hidden on the way.
The month
A pay cycle, by how much light is left
A small loan will not fix all of this, and it costs real money. If it is still the right call, we make the asking simpler.
Payday
The deposit lands, and most of it already has a job.
Week one
Rent clears. You check the balance twice after dinner.
Week two
The car needs a part before it can get you to work.
Week three
You push one bill back and it returns with a fee.
Last days
You would ask family, but you asked last time.
Tonight
The bank app says pending. The due date says today.
The route
Your request, plotted star by star
Four fixed points on one line. You choose what happens at the last one.
α You
Tell us the amount
Pick an amount from $100 to $5,000 in the form at the top of this page, then add your basic details.
β StarlineLend
We send it onward
Your request goes to lenders in our network. We are not a lender and we make no credit decision.
γ Lenders
You read before you decide
If a lender makes an offer, read its rate, fees and dates first. Refusing costs you nothing.
δ Your bank
Funds, if you accept and are approved
Money can arrive as soon as the next business day. Timing is up to each lender and your bank.
Sky map
Eight questions, plotted before you send anything
Still unsure? Write to info@starlinelend.com.
Plot B2
What amounts can I ask for?
Requests run from $100 to $5,000. Not every lender can offer the maximum, and loans are not available in every state.
Plot C2
Will sending a request hurt my credit score?
Checking your options won't affect your credit score. If you go ahead with a lender, that lender may verify your details and run a credit check as part of its own process.
Plot D4
How soon could money arrive?
As soon as the next business day, if approved. Timing is up to each lender and your bank, so treat any date as an estimate until it is in the loan agreement.
Plot E1
What does a short term loan cost?
It varies by lender, state and credit history, and APRs can exceed 200 percent. Read the lender's Truth in Lending disclosure and check the total you would repay before you accept.
Plot F3
Can I ask if my credit is poor?
Yes. All credit types are considered, and a low score does not stop you sending a request. Each lender applies its own rules, so an offer is never certain.
Plot G2
Who sees my details?
Lenders and lending partners in our network see the details you send, so they can review your request. Our privacy policy has the full list of what we collect and why, and you can opt out of marketing at any time.
Plot H4
What if no offer comes back?
You owe nothing and nothing further happens with your request. It may be worth asking your biller for more time, or asking a local credit union about a small loan.
Before you sign
See what is out there before you commit to anything
An offer is only an offer. Read the rate, the fees and the dates. Then take your time.
Why use it
What one request saves you at this hour
One instrument, a wide view
One form, not ten
Fill in one request and it goes to lenders in our network. You stop retyping your details on site after site.
Your details go in once.
A light on for anyone
Any credit history can ask
All credit types are considered. Each lender sets its own rules, and approval is never certain.
A low score does not stop you asking.
Awake with you, no charge
Asking costs nothing
Sending a request is free and you owe nothing unless you accept a lender's offer. Checking your options won't affect your credit score.
No fee to send, no obligation to accept.
Just enough light
Ask for only what you need
The range runs from $100 to $5,000. The smallest amount that closes the gap is usually the cheapest one to repay.
Work out the total before you accept.
Plain terms
Who does what, drawn out
We sit between you and lenders. We are paid by lenders when we introduce a borrower, and that does not change the terms they offer you.
What we do
- Pass your one request to lenders in our network.
- Keep the request free for you.
- Send your details over an encrypted connection.
- Stop marketing to you when you use our unsubscribe page.
- Tell you plainly that short term loans are costly. APRs can run past 200 percent.
What we do not do
- Lend money. StarlineLend is not a lender.
- Set rates or terms.
- Approve or deny anyone.
- Promise an offer, an amount or a date.
When you are ready
The form is at the top, whenever you are ready
Free to send. No obligation to accept anything.
Go to the request form
Reading list
Guides for the small hours
Three short reads, written for the night before you decide.